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Second-To-Die Policy in Topeka and Lawrence, KS

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. All Insurance Access, LLC knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from All Insurance Access, LLC gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from All Insurance Access, LLC to determine the right amount coverage for you and your family.
 

Our Location

All Insurance Access, LLC

3706 SW Topeka Blvd, Suite 411
Topeka, KS 66609
Main office: 785-261-9064
Fax: 785-266-9154

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Best place i have gone Jason does a good job and knows what he is doing. I refer all my friends and family over to him.
- Cole W
Awesome insurance company with great customer service! Highly recommended!
- Shane T
Jeremy has been my agent, as well as a personal friend, for almost 2 years. He has always been there for me and my family for various insurance needs. I can still clearly remember the very first time he patiently explained my policies, which taught me what insurance was really about. I feel safe and protected with him being my agent.
- Chen L